Toyota lease deals,from Tacoma to bZ4X
Start with the strongest live Toyota offers, then run the dealer worksheet through Zero Deal Check so you know whether the payment really holds up.
Compare the Toyota. Then check the quote.
- 1Use this page to find the best live Toyota payment for the model you want.
- 2Open the listing that matches your trim, term, and dealer location.
- 3When the worksheet arrives, run it through Zero Deal Check.
Toyota payments look simple until the worksheet changes.
The monthly number can move with the term, drive-off, or money factor. Use Zero Deal Check to see the real monthly cost before you commit.
Current Toyota Lease Offers
Start with the lowest live payments, then open any listing and verify the structure before you sign. Showing the top 40 of 53 active deals.
2026 Toyota Corolla
Total
$8,163
Down
$3,699
Advertised
$124/mo
MSRP $23,495 · 36 mo
Negotiate to ~$78/mo · 7% off MSRP
🔥 Hot Deal2026 Toyota Corolla
LE
Total
$10,359
Down
$4,995
Advertised
$149/mo
MSRP $23,495 · 36 mo
Negotiate to ~$103/mo · 7% off MSRP
🔥 Hot Deal2026 Toyota Corolla
LE CVT (Natl)
Total
$11,930
Down
$4,598
Advertised
$188/mo
MSRP $24,035 · 39 mo
Negotiate to ~$145/mo · 7% off MSRP
🔥 Hot Deal
2026 Toyota Tacoma
Total
$11,331
Down
$3,999
Advertised
$188/mo
MSRP $32,800 · 39 mo
Negotiate to ~$129/mo · 7% off MSRP
🔥 Hot Deal2026 Toyota Corolla
LE-Auto
Total
$11,370
Down
$3,999
Advertised
$189/mo
MSRP $23,495 · 39 mo
Negotiate to ~$147/mo · 7% off MSRP
🔥 Hot Deal
2026 Toyota Camry
Total
$11,499
Down
$3,699
Advertised
$200/mo
MSRP $30,450 · 39 mo
Negotiate to ~$145/mo · 7% off MSRP
🔥 Hot Deal
2026 Toyota Tundra
Total
$11,307
Down
$3,999
Advertised
$203/mo
MSRP $41,085 · 36 mo
Negotiate to ~$123/mo · 7% off MSRP
🔥 Hot Deal2026 Toyota Corolla
LE CVT (Natl)
Total
$11,584
Down
$4,204
Advertised
$205/mo
MSRP $24,035 · 36 mo
Negotiate to ~$158/mo · 7% off MSRP
🔥 Hot Deal2026 Toyota Corolla
Sedan
Total
$11,223
Down
$3,699
Advertised
$209/mo
MSRP $24,120 · 36 mo
Negotiate to ~$162/mo · 7% off MSRP
🔥 Hot Deal2026 Toyota Corolla
Hatchback Hatchback
Total
$11,583
Down
$3,699
Advertised
$219/mo
MSRP $25,575 · 36 mo
Negotiate to ~$169/mo · 7% off MSRP
🔥 Hot Deal2026 Toyota Corolla
LE CVT
Total
$11,014
Down
$2,770
Advertised
$229/mo
MSRP $23,495 · 36 mo
Negotiate to ~$183/mo · 7% off MSRP
🔥 Hot Deal2026 Toyota Corolla
Hatchback SE CVT
Total
$11,855
Down
$2,999
Advertised
$246/mo
MSRP $23,495 · 36 mo
Negotiate to ~$200/mo · 7% off MSRP
✓ Good Deal2026 Toyota Corolla
Hybrid Sedan
Total
$12,663
Down
$3,699
Advertised
$249/mo
MSRP $25,970 · 36 mo
Negotiate to ~$199/mo · 7% off MSRP
✓ Good Deal2026 Toyota Corolla
Cross SUV
Total
$13,323
Down
$3,999
Advertised
$259/mo
MSRP $26,485 · 36 mo
Negotiate to ~$208/mo · 7% off MSRP
✓ Good Deal2026 Toyota Camry
LE
Total
$13,323
Down
$3,999
Advertised
$259/mo
MSRP $30,450 · 36 mo
Negotiate to ~$200/mo · 7% off MSRP
✓ Good Deal2026 Toyota Tacoma
4WD SR5 Double Cab 5' Bed AT (Natl)
Total
$14,100
Down
$3,999
Advertised
$259/mo
MSRP $32,800 · 39 mo
Negotiate to ~$200/mo · 7% off MSRP
✓ Good Deal2026 Toyota Corolla
LE CVT (Natl)
Total
$12,486
Down
$2,730
Advertised
$271/mo
MSRP $24,035 · 36 mo
Negotiate to ~$224/mo · 7% off MSRP
✓ Good Deal2026 Toyota Camry
LE (Natl)
Total
$15,050
Down
$4,208
Advertised
$278/mo
MSRP $30,450 · 39 mo
Negotiate to ~$223/mo · 7% off MSRP
✓ Good Deal2026 Toyota Tacoma
2WD SR5 Double Cab 5' Bed AT
Total
$13,764
Down
$3,720
Advertised
$279/mo
MSRP $32,800 · 36 mo
Negotiate to ~$215/mo · 7% off MSRP
✓ Good Deal2026 Toyota Corolla
Cross L 2WD
Total
$13,223
Down
$2,999
Advertised
$284/mo
MSRP $23,495 · 36 mo
Negotiate to ~$238/mo · 7% off MSRP
Fair Deal2026 Toyota Corolla
Hatchback SE CVT (Natl)
Total
$13,121
Down
$2,897
Advertised
$284/mo
MSRP $24,035 · 36 mo
Negotiate to ~$237/mo · 7% off MSRP
Fair Deal2026 Toyota Corolla
Hatchback SE CVT (Natl)
Total
$13,166
Down
$2,906
Advertised
$285/mo
MSRP $24,035 · 36 mo
Negotiate to ~$238/mo · 7% off MSRP
Fair Deal2026 Toyota Tacoma
SR5
Total
$10,404
Down
—
Advertised
$289/mo
MSRP $32,800 · 36 mo
Negotiate to ~$225/mo · 7% off MSRP
Fair Deal2026 Toyota Camry
Sedan
Total
$14,103
Down
$3,699
Advertised
$289/mo
MSRP $30,295 · 36 mo
Negotiate to ~$230/mo · 7% off MSRP
Fair Deal
2026 Toyota 4Runner
Total
$15,348
Down
$3,999
Advertised
$291/mo
MSRP $42,545 · 39 mo
Negotiate to ~$215/mo · 7% off MSRP
Fair Deal2026 Toyota Camry
LE (Natl)
Total
$15,062
Down
$4,298
Advertised
$299/mo
MSRP $30,450 · 36 mo
Negotiate to ~$240/mo · 7% off MSRP
Fair Deal2026 Toyota Tacoma
Truck
Total
$14,763
Down
$3,999
Advertised
$299/mo
MSRP $33,840 · 36 mo
Negotiate to ~$233/mo · 7% off MSRP
Fair Deal2026 Toyota Camry
SE AWD
Total
$15,759
Down
$4,995
Advertised
$299/mo
MSRP $30,450 · 36 mo
Negotiate to ~$240/mo · 7% off MSRP
Fair Deal2026 Toyota Corolla
Cross Hybrid SUV
Total
$14,763
Down
$3,999
Advertised
$299/mo
MSRP $30,845 · 36 mo
Negotiate to ~$239/mo · 7% off MSRP
Fair Deal2026 Toyota Tacoma
4WD SR5 Double Cab 5' Bed AT
Total
$11,234
Down
$2,999
Advertised
$305/mo
MSRP $32,800 · 27 mo
Negotiate to ~$220/mo · 7% off MSRP
Fair Deal2026 Toyota Corolla
Cross L 2WD (Natl)
Total
$14,084
Down
$2,996
Advertised
$308/mo
MSRP $24,035 · 36 mo
Negotiate to ~$261/mo · 7% off MSRP
Fair Deal
2026 Toyota RAV4
LE
Total
$11,124
Down
—
Advertised
$309/mo
MSRP $32,300 · 36 mo
Negotiate to ~$246/mo · 7% off MSRP
Fair Deal
2026 Toyota bZ
SUV
Total
$15,123
Down
$3,999
Advertised
$309/mo
MSRP $36,350 · 36 mo
Negotiate to ~$238/mo · 7% off MSRP
Fair Deal
2026 Toyota Corolla Cross
LE
Total
$11,124
Down
—
Advertised
$309/mo
MSRP $23,495 · 36 mo
Negotiate to ~$263/mo · 7% off MSRP
Fair Deal2026 Toyota Corolla
Cross L 2WD (Natl)
Total
$14,272
Down
$3,040
Advertised
$312/mo
MSRP $24,035 · 36 mo
Negotiate to ~$265/mo · 7% off MSRP
2026 Toyota Tacoma
2WD SR5 Double Cab 5' Bed AT (Natl)
Total
$15,685
Down
$4,237
Advertised
$318/mo
MSRP $32,800 · 36 mo
Negotiate to ~$254/mo · 7% off MSRP
2026 Toyota Tacoma
2WD SR5 Double Cab 5' Bed AT (Natl)
Total
$15,921
Down
$4,257
Advertised
$324/mo
MSRP $32,800 · 36 mo
Negotiate to ~$260/mo · 7% off MSRP
2026 Toyota Grand
Highlander
Total
$16,986
Down
$3,999
Advertised
$333/mo
MSRP $44,270 · 39 mo
Negotiate to ~$254/mo · 7% off MSRP
2026 Toyota bZ
Total
$16,131
Down
$3,999
Advertised
$337/mo
MSRP $38,070 · 36 mo
Negotiate to ~$263/mo · 7% off MSRP
2026 Toyota Prius
Plug In Hybrid Hatchback
Total
$15,903
Down
$3,699
Advertised
$339/mo
MSRP $34,970 · 36 mo
Negotiate to ~$271/mo · 7% off MSRP
Best Toyota Models to Lease Right Now
Toyota has range here: truck, compact, SUV, hybrid, and EV. These are the models most worth opening first.
Truck that beats sedans on price
High residual = low payments
Best-selling vehicle in the US
EV credit lowers your payment
Smooth ride, strong reliability
Premium truck, reasonable entry
Toyota Tacoma Lease Deals
Here's something that doesn't make intuitive sense: the Tacoma is currently the cheapest Toyota to lease. At $149/month, a mid-size truck with genuine off-road chops beats every compact sedan in Toyota's lineup on monthly cost. That's not a typo — it's the result of the Tacoma's freakishly high residual values. Trucks hold their value better than most cars, and Toyota's residual assumptions on the Tacoma regularly exceed 60% of MSRP at 36 months.
The catch: Tacoma lease deals are volatile. That $149 number reflects the floor of what's available right now — most months you're looking at $230–$270. When Toyota Financial runs a promotional money factor, deals collapse fast. The lesson is to lock one in when the program is hot, not when you need the truck. For comparison, a Ford Ranger or Chevy Colorado of similar spec typically runs $260–$300/month with fewer negotiating levers.
Toyota Corolla Lease Deals
At $179/month, the Corolla is the most reliable compact car you can lease right now — Consumer Reports has awarded it top marks every year for the past decade. The Corolla Hybrid is the decision that deserves more attention: it adds roughly $10–$20/month over the gas version, delivers 50+ MPG in city driving, and still qualifies for competitive lease programs. If you're putting in 12,000+ miles a year, the hybrid's fuel savings pay for the difference twice over.
The gas-versus-hybrid math is cleaner than most people think. At $4.00/gallon, the Corolla Hybrid's 50 MPG versus the LE's 35 MPG saves you about $600/year in fuel on 12,000 miles. That's $50/month in your pocket — more than covering the payment delta. If you drive in a city where gas trends higher, the hybrid pays for itself even faster. The Corolla Cross AWD is worth a look too if you want a slightly raised ride height; it shares the same powertrain and starts at just $189/month.
Toyota RAV4 Lease Deals
The RAV4 is the best-selling vehicle in the United States — not just among SUVs, but across all segments. Toyota knows this, which is exactly why lease programs on the RAV4 stay competitive: they can't afford to lose shoppers to the Honda CR-V or the Hyundai Tucson, both of which have been running aggressive sub-$300 lease offers. The RAV4 XLE starts at $239/month, which keeps it squarely in the fight. Cargo space beats the Hyundai Tucson handily, though the Honda CR-V edges it out on raw cubic feet — and Toyota's AWD system is genuinely capable, not just a marketing badge.
The RAV4 Hybrid case is compelling if your commute is longer than 20 miles each way. It delivers 40+ MPG in city driving and adds roughly $50–$80/month over the gas version. At 12,000 miles/year and $4.00/gallon, the hybrid saves you about $480/year in fuel — that's $40/month back in your pocket, meaning the real cost difference is often under $40/month. If you're in California or another high-fuel-cost state, the hybrid can pay for itself outright. The Woodland Edition is worth mentioning for anyone who for shoppers who want genuine off-road utility without stepping up to a 4Runner.
Toyota bZ4X EV Lease Deals
The bZ4X is one of the stranger value propositions in the EV market — it starts at $249/month, which is often less than a gas RAV4. The reason is the federal EV tax credit: Toyota Financial claims the $7,500 credit when it buys the car for the lease, then passes it through as a capitalized cost reduction. You get the full benefit without needing to qualify personally. The effective subsidy works out to roughly $200/month off what the payment would otherwise be.
Leasing an EV rather than buying one is a smart hedge right now. Battery technology and range are improving fast enough that a car you buy today may feel outdated in four years. At 36 months, you hand back the keys, pick from whatever the best EVs are then, and never wrestle with resale value. The bZ4X XLE AWD — which adds real dual-motor all-wheel drive — starts around $280–$289/month depending on your dealer. If you're EV-curious but cautious, this is the lowest-risk on-ramp in the market.
Toyota Camry Lease Deals
The 2025 Camry is now hybrid-only, and that's actually good news for lessees. Hybrid powertrains hold their value better than pure gas engines, which means Toyota's residual assumptions are higher — and your monthly payment is lower as a result. The Camry starts at $259/month. If you're cross-shopping against the Honda Accord or Nissan Altima, the Camry wins on long-term reliability and the Accord wins on interior refinement; the Altima is the budget choice. At this payment, the Camry's case is strong.
Who is the Camry for? Someone who values a smooth, quiet commute, expects the car to just work for three years, and doesn't want to think about their car more than necessary. It's not the most exciting lease on this page — the Tacoma and the bZ4X are both more interesting propositions. But “not exciting” is sometimes exactly what you need. The SE trim is the sweet spot: it adds sporty styling, a larger infotainment display, and wireless Apple CarPlay for a modest payment premium over the LE.
Toyota 4Runner Lease Deals
The 4Runner is the outlier in Toyota's lease lineup. It's a body-on-frame, solid-rear-axle truck-based SUV in a market that moved to car-based crossovers fifteen years ago — and it sells out anyway. That demand imbalance is exactly why lease programs on the 4Runner are aggressive only when Toyota decides to push volume, which is less often than with the RAV4 or Tacoma. Expect payments in the $450–$550/month range for the SR5 trim. The TRD Off-Road and TRD Pro push well past $600.
The 4Runner's lease economics are legitimately worse than the Tacoma's — the MSRP is higher, dealer discounts are rare, and Toyota doesn't have the same financial motivation to move them fast. But the $450–$550/month gets you something no modern crossover can replicate: a proven off-road platform with a live rear axle, a low-range transfer case, and a reliability record built over 40 years. If you genuinely go off-road and want a three-year lease, the 4Runner delivers. If you want off-road aesthetics for weekend drives on paved roads, the Tacoma gets you 80% of the experience at half the monthly cost.
How to Get the Best Toyota Lease Deal
- 1Understand the money factor
Toyota's lease rate is expressed as a money factor (MF), not an APR. Multiply it by 2,400 to convert: MF of 0.00200 = ~4.8% APR. Current Toyota MF varies by model — ask the dealer upfront and compare to a standard auto loan.
- 2Negotiate the cap cost, not the payment
The capitalized cost is the selling price of the car. Every $1,000 you negotiate off MSRP reduces your monthly payment by roughly $28 on a 36-month lease. Always start negotiations from the cap cost, not the monthly payment.
- 3Know your regional program
Toyota's lease incentives differ by region. The Northeast, Southeast, and Midwest often run separate promotions. A deal advertised at a Massachusetts dealer may not be available in Texas. Always verify with a local dealer.
- 4Ask for mileage upfront
Toyota's standard lease is 12,000 miles/year. If you drive more, negotiate 15K miles at signing — it's cheaper to include than to pay overage at $0.25/mile at lease end. Know your annual mileage before you sign.
- 5Time it for quarter-end
Toyota dealers have monthly sales quotas, but the real pressure comes at quarter-end (March, June, September, December). In the last week of these months, dealers have more flexibility to sharpen a deal to hit their numbers.
Toyota Lease FAQ
What's a good monthly payment for a Toyota lease?
It depends on the model. Under $200/month for a Corolla is excellent. Under $250 for a Tacoma is strong. Under $300 for a RAV4 is competitive. For context, the average monthly payment across all Toyota leases in our database is around $310/month.
Can I negotiate a Toyota lease?
Yes — and you should. The most impactful lever is the capitalized cost (selling price). Every $1,000 off reduces your payment by ~$28 on a 36-month lease. You can also negotiate dealer add-ons, acquisition fees, and sometimes the residual adjustment on high-mileage packages.
What's the mileage limit on a Toyota lease?
Toyota's standard lease is 12,000 miles per year. You can upgrade to 15,000 miles at signing for a modest increase. Overage at lease end costs $0.25 per mile — driving 3,000 miles over would cost you $750. Know your habits before you sign.
What happens at the end of a Toyota lease?
You have three options: return the vehicle (just hand back the keys), buy it at the pre-agreed residual value, or trade it in at a Toyota dealer. Most people return it and roll into a new lease deal. Toyota Financial has a straightforward turn-in process with no hidden fees beyond normal wear.
Should I lease or buy a Toyota?
Leasing makes sense if you want a new car every 2–3 years, drive under 12,000 miles/year, prefer lower monthly payments, and don't want the hassle of selling a car. Buying (or financing) makes more long-term financial sense if you plan to keep the car for 7+ years and drive it until it's paid off. The Corolla and Tacoma are two of the highest-residual vehicles in any segment, which makes them lean toward leasing.
Does the Toyota bZ4X qualify for the federal EV tax credit?
Yes — and for lessees, this is particularly advantageous. When you lease a Toyota bZ4X, Toyota Financial claims the $7,500 federal tax credit and passes it through as a lease credit that reduces your effective payment. You don't need to qualify for the credit personally — it applies automatically to the lease.
Where can I find Toyota lease deals near me?
Zero aggregates live Toyota lease deals from dealers across the US — including regional deals from Toyota Financial Services that vary by market. Every listing includes the dealer name and location. Toyota's regional programs can differ significantly: California, Texas, and the Northeast often have the most competitive offers. Browse by location to find the best Toyota deal near you.